What is the role of a representative or protective payee?

The role of a representative or protective payee is to manage someone's federal benefits. This typically involves receiving, managing, and disbursing funds from government assistance programs on behalf of an individual who may have difficulty doing so themselves due to various reasons, such as mental incapacity, illness, or age. The payee is responsible for ensuring that the funds are used appropriately to meet the basic needs of the individual, such as housing, food, and medical care.

This role is designed to protect the individual’s financial interests while still allowing them to maintain as much independence as possible in other areas of their life. The payee must act in the best interest of the beneficiary and follow the guidelines set by the Social Security Administration or other relevant agencies.